@font-face{font-family:"Teko";src:url(/assets/font-w7z7egzj-teko-600.woff2) format("woff2");font-weight:600;font-style:normal;font-display:swap}
@font-face{font-family:"Teko";src:url(/assets/font-w7z7egzj-teko-700.woff2) format("woff2");font-weight:700;font-style:normal;font-display:swap}
@font-face{font-family:"IBM Plex Sans";src:url(/assets/font-w7z7egzj-ibm-plex-sans-400.woff2) format("woff2");font-weight:400;font-style:normal;font-display:swap}
@font-face{font-family:"IBM Plex Sans";src:url(/assets/font-w7z7egzj-ibm-plex-sans-600.woff2) format("woff2");font-weight:600;font-style:normal;font-display:swap}
:root{--paper:#EAECE5;--paper-hi:#F8F8F2;--rule:#B9BFB6;--coal:#15191D;--coal-2:#242B31;--coal-3:#3A444C;--slate:#3E4A52;--brass:#B4852A;--brass-btn:#E0B54F;--brass-lt:#EBCB7C;--brass-ink:#6B4B0C;--bay:#1E5A68;--bay-deep:#123A44;--bay-wash:#C9DEE0;--cream:#F4F0E2;
--display:"Teko","Oswald","Arial Narrow",Impact,sans-serif;--body:"IBM Plex Sans","Helvetica Neue",Arial,sans-serif;--measure:40rem;--maxw:74rem;--ease:cubic-bezier(.2,.8,.2,1)}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{counter-reset:entry;margin:0;background:var(--paper);color:var(--coal);font-family:var(--body);font-size:1.0625rem;line-height:1.65}
::selection{background:var(--brass-btn);color:var(--coal)}
img{max-width:100%;height:auto;display:block}
a{color:var(--bay-deep);text-underline-offset:.2em;text-decoration-thickness:2px}
a:hover{color:var(--coal);text-decoration-thickness:4px}
:focus-visible{outline:3px solid var(--bay);outline-offset:3px}
h1,h2,h3{font-family:var(--display);font-weight:700;line-height:.98;margin:0 0 .45em;letter-spacing:.01em;color:var(--coal);text-transform:uppercase;text-wrap:balance}
h1{font-size:clamp(3.4rem,9.4vw,7.4rem);line-height:.88}
h2{font-size:clamp(2.5rem,4.6vw,3.8rem);font-weight:600}
h3{font-size:1.75rem;line-height:1;font-weight:600}
p{margin:0 0 1em;max-width:var(--measure)}
strong{font-weight:600}
.shvfj-wrap{width:min(100%,calc(var(--maxw) + 2.5rem));padding-inline:1.25rem;margin-inline:auto}
@media (max-width:600px){.shvfj-wrap{padding-inline:1rem}}
.shvfj-skip{position:absolute;left:-999px;top:0;background:var(--brass-btn);color:var(--coal);padding:.8rem 1rem;z-index:99;font-weight:600}
.shvfj-skip:focus{left:1rem;top:1rem}
a.shvfj-skip:hover,a.shvfj-skip:focus{color:var(--coal)}

/* art classes */
svg[class*="shvfj-art-"]{display:block;pointer-events:none;max-width:100%}
.shvfj-a-shadow{fill:rgba(21,25,29,.18)}
.shvfj-a-coal{fill:var(--coal)}
.shvfj-a-c1{fill:#0E1114}.shvfj-a-c2{fill:#1B2025}.shvfj-a-c3{fill:#2A3238}.shvfj-a-c4{fill:#38424A}.shvfj-a-c5{fill:#12161A}
.shvfj-a-hi{fill:#56646E}.shvfj-a-hi2{fill:#475660}.shvfj-a-hi3{fill:#3F4C55}.shvfj-a-glint{fill:#DCE6EA}
.shvfj-a-edge{stroke:#0A0C0E;opacity:.7}
.shvfj-a-brass{fill:var(--brass-btn)}.shvfj-a-brass-dk{fill:var(--brass)}.shvfj-a-brass-lt{stroke:var(--brass-lt)}.shvfj-a-brass-dk-line{stroke:var(--brass-ink)}
.shvfj-a-paper{fill:var(--paper-hi)}
.shvfj-a-bay{fill:var(--bay)}.shvfj-a-wave{stroke:#7FB0BA}
.shvfj-a-timber{fill:#6A5030}.shvfj-a-timber-dk{fill:#4C3820}
.shvfj-a-ties{fill:#4C3820}
.shvfj-a-hopper{fill:var(--coal-3)}

/* header: coal bar, brass rule */
.shvfj-head{position:relative;z-index:20;background:var(--coal);color:var(--cream);border-bottom:5px solid var(--brass-btn)}
.shvfj-nav{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:.25rem 1.5rem;min-height:68px}
.shvfj-brand{display:inline-flex;align-items:center;min-height:44px;font-family:var(--display);font-weight:700;font-size:1.85rem;line-height:1;letter-spacing:.04em;text-transform:uppercase;color:var(--brass-lt);text-decoration:none}
.shvfj-brand img{display:none}
.shvfj-brand:hover{color:var(--cream)}
.shvfj-links{display:flex;flex-wrap:wrap;align-items:center;gap:.2rem 1.4rem}
.shvfj-links a{display:inline-flex;align-items:center;min-height:44px;color:var(--cream);text-decoration:none;font-weight:600;font-size:1rem;border-bottom:3px solid transparent}
.shvfj-links a:not(.shvfj-cta):hover{border-bottom-color:var(--brass-btn);color:var(--cream)}
.shvfj-links a.shvfj-cta{background:var(--brass-btn);color:var(--coal)!important;padding:.45rem 1.1rem;border:0;border-bottom:4px solid var(--brass);border-radius:2px}
.shvfj-links a.shvfj-cta:hover{background:var(--brass-lt);color:var(--coal)!important}
.shvfj-menu{display:none;align-items:center;justify-content:center;min-width:48px;min-height:48px;background:transparent;border:2px solid var(--brass-lt);border-radius:2px;color:var(--brass-lt);cursor:pointer}
@media (max-width:760px){
.shvfj-menu{display:inline-flex}
.shvfj-links{display:none;position:absolute;left:0;right:0;top:100%;margin-top:5px;z-index:30;background:var(--coal);border-bottom:5px solid var(--brass-btn);flex-direction:column;align-items:stretch;padding:.6rem 1.2rem 1.1rem;gap:.1rem}
.shvfj-links[data-open]{display:flex}
.shvfj-links a.shvfj-cta{justify-content:center;margin-top:.5rem}
.shvfj-brand{font-size:1.6rem}
}
@media (max-width:480px){.shvfj-brand{font-size:1.3rem;letter-spacing:.02em}}

/* weather: the bay strip */
.shvfj-wx{background:var(--bay-deep);color:var(--cream);padding:.2rem .5rem}
.shvfj-wx-row{display:flex;flex-wrap:wrap;align-items:center;gap:.7rem 1.4rem;padding-block:.7rem}
.shvfj-wx-photo{display:inline-flex;align-items:center;gap:.6rem;min-height:44px;background:none;border:0;padding:0;color:inherit;font:inherit;cursor:pointer}
.shvfj-wx-photo img{width:52px;height:52px;border-radius:50%;object-fit:cover;border:3px solid var(--brass-btn)}
.shvfj-wx-photo span{font-size:.85rem;font-weight:600;letter-spacing:.08em;text-transform:uppercase;border:2px solid var(--brass-lt);border-radius:2px;padding:.3rem .7rem;color:var(--brass-lt)}
.shvfj-wx-photo:hover span,.shvfj-wx-photo[aria-expanded=true] span{background:var(--brass-btn);border-color:var(--brass-btn);color:var(--coal)}
.shvfj-wx-now{display:flex;align-items:center;gap:.6rem}
.shvfj-wx-now strong{font-family:var(--display);font-weight:700;font-size:2.6rem;line-height:.9;color:var(--brass-lt)}
.shvfj-wx-now span{font-size:1rem;color:var(--cream)}
.shvfj-wx-now small{display:block;font-size:.85rem;color:#C9DEE0}
.shvfj-wx-icon{display:inline-flex;color:var(--brass-lt)}
.shvfj-wx-days{display:flex;flex-wrap:wrap;gap:.5rem;list-style:none;margin:0;padding:0}
.shvfj-wx-days li{display:grid;grid-template-columns:auto auto;grid-template-rows:auto auto;column-gap:.5rem;align-items:center;border:2px solid #4C7C88;border-radius:2px;padding:.35rem .65rem;font-size:.85rem;min-width:122px;color:var(--cream)}
.shvfj-wx-day{font-weight:600;grid-column:1}
.shvfj-wx-glyph{grid-row:1/3;grid-column:2;color:var(--brass-lt)}
.shvfj-wx-glyph svg{width:22px;height:22px}
.shvfj-wx-hl{grid-column:1}.shvfj-wx-hl strong{font-size:1rem}.shvfj-wx-hl em{font-style:normal;color:#C9DEE0;margin-left:.3rem}
.shvfj-wx-cond{grid-column:1/3;font-size:.8rem;color:#C9DEE0;max-width:150px;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.shvfj-wx-source{margin-left:auto;font-size:.82rem;color:#C9DEE0}
.shvfj-wx-panel{padding-block:0 1rem}
.shvfj-wx-panel img{border-radius:2px;max-width:600px;width:100%;background:#0b1020;border:3px solid var(--brass-btn)}
.shvfj-wx-panel p{font-size:.85rem;color:#C9DEE0;margin:.5rem 0 0}
@media (max-width:700px){.shvfj-wx-source{margin-left:0;width:100%}.shvfj-wx-now strong{font-size:2.2rem}}

/* buttons: stamped brass bars */
.shvfj-btn{display:inline-flex;align-items:center;justify-content:center;gap:.5rem;min-height:50px;border:2px solid var(--coal);border-bottom-width:5px;border-radius:2px;padding:.6rem 1.4rem;font:inherit;font-weight:600;font-size:1.0625rem;line-height:1.2;cursor:pointer;text-decoration:none;transition:transform .15s var(--ease),background-color .2s}
.shvfj-btn:hover{text-decoration:none;transform:translateY(-2px)}
.shvfj-btn:active{transform:translateY(2px);border-bottom-width:3px}
.shvfj-btn--primary{background:var(--brass-btn);color:var(--coal)}
.shvfj-btn--primary:hover{background:var(--brass-lt);color:var(--coal)}
.shvfj-btn--ghost{background:var(--paper-hi);color:var(--coal)}
.shvfj-btn--ghost:hover{background:var(--bay-wash);color:var(--coal)}
.shvfj-btn[disabled]{background:var(--rule);color:var(--coal);cursor:progress;transform:none}

/* hero: the town ledger's title page */
.shvfj-hero{padding:2.6rem 0 0;background:var(--paper)}
.shvfj-hero-grid{display:grid;grid-template-columns:minmax(0,1.3fr) minmax(0,.7fr);gap:1.5rem 3rem;align-items:center}
.shvfj-dest h1{margin-bottom:.3em;max-width:9.5em}
.shvfj-dest .shvfj-eyebrow{margin:0 0 1.5rem}
.shvfj-hero-copy .shvfj-lead{font-size:1.2rem;max-width:36rem}
.shvfj-hero-art{position:relative;justify-self:center;width:min(100%,380px)}
.shvfj-hero-art .shvfj-art-lump{width:100%;height:auto}
.shvfj-hero-art .shvfj-art-token{position:absolute;right:-.5rem;bottom:-1.2rem;width:34%;height:auto;transform:rotate(-12deg)}
.shvfj-acts{display:flex;flex-wrap:wrap;gap:.9rem 1rem;margin:1.3rem 0 .4rem}
.shvfj-eyebrow{display:flex;align-items:center;gap:.8rem;text-transform:uppercase;letter-spacing:.16em;font-size:.88rem;font-weight:600;color:var(--brass-ink);margin:0 0 .6rem}
.shvfj-eyebrow::before{content:"";display:block;flex:none;width:.9rem;height:.9rem;background:var(--brass);transform:rotate(45deg)}
.shvfj-lead{font-size:1.15rem;color:var(--coal)}
.shvfj-trust{counter-reset:tok;display:grid;grid-template-columns:repeat(4,1fr);gap:0;margin:2.4rem 0 0;padding:0;list-style:none;font-size:1rem;border-top:4px solid var(--coal);border-bottom:1px solid var(--rule)}
.shvfj-trust li{counter-increment:tok;display:flex;align-items:center;gap:.8rem;line-height:1.3;font-weight:600;padding:1rem .9rem 1rem 0;min-height:44px;border-right:1px solid var(--rule);padding-left:.9rem}
.shvfj-trust li:first-child{padding-left:0}.shvfj-trust li:last-child{border-right:0}
.shvfj-trust li::before{content:counter(tok);flex:none;display:grid;place-items:center;width:2.4rem;height:2.4rem;border-radius:50%;background:var(--brass-btn);color:var(--coal);border:2px solid var(--brass);box-shadow:inset 0 0 0 3px var(--brass-btn),inset 0 0 0 5px var(--brass);font-family:var(--display);font-weight:700;font-size:1.35rem;line-height:1}
.shvfj-windows{margin-top:2.2rem}
.shvfj-mosaic{display:grid;grid-template-columns:repeat(3,1fr);gap:1.1rem}
.shvfj-mosaic a{position:relative;display:block;background:var(--coal);padding:3px;text-decoration:none;aspect-ratio:4/3;color:var(--cream)}
.shvfj-mosaic a:first-child{aspect-ratio:4/3}
.shvfj-mosaic img{width:100%;height:100%;object-fit:cover;clip-path:polygon(0 0,calc(100% - 22px) 0,100% 22px,100% 100%,22px 100%,0 calc(100% - 22px));transition:transform .5s var(--ease)}
.shvfj-mosaic a:hover img{transform:scale(1.04)}
.shvfj-mosaic span{position:absolute;left:3px;bottom:3px;max-width:calc(100% - 6px);padding:.4rem .9rem .45rem;background:var(--coal);color:var(--brass-lt);font-family:var(--display);font-weight:600;font-size:1.3rem;line-height:1;letter-spacing:.06em;text-transform:uppercase}
.shvfj-mosaic a:hover span{background:var(--brass-btn);color:var(--coal)}
@media (max-width:900px){
.shvfj-hero-grid{grid-template-columns:1fr}
.shvfj-hero-art{order:-1;justify-self:start;width:min(62vw,250px);margin-bottom:.6rem}
.shvfj-trust{grid-template-columns:1fr 1fr}
.shvfj-trust li{border-right:0;padding-left:0;border-bottom:1px solid var(--rule)}
}
@media (max-width:600px){
.shvfj-hero{padding-top:1.4rem}
.shvfj-trust{grid-template-columns:1fr}
.shvfj-mosaic{grid-template-columns:1fr 1fr}
.shvfj-mosaic a:first-child{grid-column:1/-1;aspect-ratio:16/9}
.shvfj-mosaic span{font-size:1.1rem}
}

/* wharf strip */
.shvfj-wharf{margin-top:2.6rem;height:170px;overflow:hidden;background:var(--paper)}
.shvfj-wharf svg{width:100%;height:170px;max-width:none}
@media (max-width:700px){.shvfj-wharf{height:120px}.shvfj-wharf svg{height:120px}}

/* sections: ledger with the heading in the margin */
.shvfj-section{padding:3.6rem .5rem}
.shvfj-section--deep{background:var(--bay-deep);color:var(--cream)}
.shvfj-section--deep h2,.shvfj-section--deep a{color:var(--cream)}
.shvfj-section--deep .shvfj-eyebrow{color:var(--brass-lt)}
.shvfj-section--deep .shvfj-eyebrow::before{background:var(--brass-lt)}
.shvfj-section--soft{background:var(--bay-wash);border-block:4px solid var(--coal)}
.shvfj-section--last{padding-bottom:4.6rem}
.shvfj-ledger{display:grid;grid-template-columns:minmax(0,16rem) minmax(0,1fr);column-gap:3.5rem;align-items:start;counter-increment:entry}
.shvfj-sechead{margin-bottom:1.6rem;position:relative}
.shvfj-sechead h2{margin-bottom:.25em}
.shvfj-sechead .shvfj-eyebrow{margin:0}
.shvfj-ledger>.shvfj-sechead{position:sticky;top:1.4rem;border-top:4px solid currentColor;padding-top:1rem}
.shvfj-ledger>.shvfj-sechead::before{content:counter(entry,decimal-leading-zero);display:block;font-family:var(--display);font-weight:700;font-size:1.3rem;letter-spacing:.14em;color:var(--brass-ink);margin-bottom:.2rem}
.shvfj-section--deep .shvfj-ledger>.shvfj-sechead::before,.shvfj-section--deep.shvfj-ledger>.shvfj-sechead::before{color:var(--brass-lt)}
.shvfj-section--deep .shvfj-ledger>.shvfj-sechead{border-top-color:var(--brass-lt)}
@media (max-width:900px){.shvfj-ledger{grid-template-columns:1fr}.shvfj-ledger>.shvfj-sechead{position:static}}
.shvfj-cols{display:grid;gap:1.2rem;grid-template-columns:repeat(auto-fit,minmax(240px,1fr))}
.shvfj-card{background:var(--paper-hi);border-top:4px solid var(--coal);padding:1.3rem 1.4rem 1.5rem;color:var(--coal)}
.shvfj-card h3{margin-bottom:.4em}
.shvfj-card p{margin-bottom:0}
.shvfj-num{display:grid;place-items:center;width:3.2rem;height:3.2rem;border-radius:50%;background:var(--brass-btn);border:2px solid var(--brass);box-shadow:inset 0 0 0 4px var(--brass-btn),inset 0 0 0 6px var(--brass);color:var(--coal);font-family:var(--display);font-weight:700;font-size:1.7rem;line-height:1;margin-bottom:.7rem}

/* how: three ledger lines */
.shvfj-steps{display:grid;grid-template-columns:1fr;gap:0}
.shvfj-steps .shvfj-card{display:grid;grid-template-columns:4.2rem 1fr;column-gap:1.2rem;background:transparent;border-top:1px solid var(--rule);padding:1.4rem 0}
.shvfj-steps .shvfj-card:first-child{border-top:4px solid var(--coal)}
.shvfj-steps .shvfj-card .shvfj-num{grid-row:1/3;margin:0}
.shvfj-steps .shvfj-card h3{align-self:end;margin-bottom:.2em}
.shvfj-steps .shvfj-card p{max-width:36rem}

/* quote: the pay window on coal */
.shvfj-panel{padding:3.6rem .5rem 4rem;background:var(--coal);border-block:5px solid var(--brass-btn)}
.shvfj-tied{position:relative;max-width:56rem;margin-inline:auto;padding-top:1.4rem}
.shvfj-tied>svg{position:absolute;z-index:2;top:-.2rem;right:1.2rem;width:104px;height:auto;transform:rotate(10deg)}
.shvfj-quote{position:relative;background:var(--paper-hi);border-top:8px solid var(--brass-btn);padding:2.2rem 2rem 2rem;clip-path:polygon(0 0,100% 0,100% calc(100% - 26px),calc(100% - 26px) 100%,0 100%)}
.shvfj-quote h2{font-size:clamp(2.2rem,4vw,3rem);padding-right:7rem}
.shvfj-fields{display:grid;grid-template-columns:1fr 1fr;gap:1.1rem 1.3rem}
@media (max-width:560px){.shvfj-fields{grid-template-columns:1fr}.shvfj-quote{padding:1.8rem 1.1rem 1.6rem}.shvfj-quote h2{padding-right:5.4rem}.shvfj-tied>svg{width:84px;right:.6rem}}
.shvfj-field{display:flex;flex-direction:column;gap:.35rem}
.shvfj-field>span{font-size:1rem;font-weight:600;color:var(--coal)}
.shvfj-field input,.shvfj-field select,.shvfj-field textarea{font:inherit;font-size:1.0625rem;min-height:48px;padding:.65rem .8rem;border:2px solid var(--coal);border-radius:2px;background:#fff;color:var(--coal);width:100%}
.shvfj-field textarea{min-height:9rem}
.shvfj-field input:focus,.shvfj-field select:focus,.shvfj-field textarea:focus{outline:4px solid var(--bay);outline-offset:1px}
.shvfj-field--wide{grid-column:1/-1}
.shvfj-seg{display:flex;flex-wrap:wrap;gap:.5rem}
.shvfj-seg label{position:relative;display:inline-flex;align-items:center;min-height:46px;border:2px solid var(--coal);border-radius:2px;padding:.45rem 1rem;cursor:pointer;font-size:1.0625rem;background:#fff;color:var(--coal);transition:background-color .2s}
.shvfj-seg label:hover{background:var(--bay-wash)}
.shvfj-seg input{position:absolute;opacity:0;width:0;height:0}
.shvfj-seg input:checked+span{font-weight:600;text-decoration:underline;text-decoration-thickness:3px;text-underline-offset:.25em}
.shvfj-seg label:has(input:checked){background:var(--brass-btn);color:var(--coal);box-shadow:inset 0 -5px 0 var(--brass)}
.shvfj-seg label:has(input:focus-visible){outline:4px solid var(--bay);outline-offset:3px}
.shvfj-note{font-size:.95rem;color:var(--slate);margin-top:.8rem}
.shvfj-status{margin-top:.9rem;font-weight:600;min-height:1.4em}
.shvfj-status[data-tone=error]{color:#9A1F1F}
.shvfj-results{margin-top:1.8rem}
.shvfj-summary{display:flex;flex-wrap:wrap;gap:.5rem 1.2rem;align-items:baseline;margin-bottom:1rem;font-size:1rem}
.shvfj-result{display:grid;grid-template-columns:1fr auto;gap:.6rem 1.2rem;align-items:center;border:2px solid var(--coal);border-left-width:12px;border-radius:2px;padding:1rem 1.1rem;margin-bottom:.8rem;background:var(--paper-hi);color:var(--coal)}
.shvfj-result--best{border-left-color:var(--brass);background:#FBF1D2}
.shvfj-result strong{font-family:var(--display);font-weight:700;font-size:1.7rem;line-height:1;text-transform:uppercase}
.shvfj-result small{display:block;color:var(--slate);font-size:.92rem}
.shvfj-price{font-family:var(--display);font-weight:700;font-size:2.8rem;text-align:right;line-height:.9;color:var(--bay-deep)}
.shvfj-price small{display:block;font-family:var(--body);font-size:.85rem;font-weight:600;text-align:right;margin-top:.3rem;color:var(--slate)}
.shvfj-tags{display:flex;flex-wrap:wrap;gap:.4rem;margin-top:.4rem}
.shvfj-tag{font-size:.85rem;font-weight:600;padding:.15rem .6rem;border-radius:2px;background:var(--paper);border:1px solid var(--coal);color:var(--coal)}
.shvfj-tag--now{background:var(--coal);color:var(--brass-lt);border-color:var(--coal)}
.shvfj-group{font-size:2rem;margin:1.6rem 0 .5rem}
.shvfj-applicant{margin:.2rem 0 1rem;border-color:var(--coal)}
.shvfj-result .shvfj-btn{grid-column:1/-1;justify-self:start}
@media (min-width:640px){.shvfj-result{grid-template-columns:1fr auto auto}.shvfj-result .shvfj-btn{grid-column:auto}}
.shvfj-disclosure{font-size:.9rem;color:var(--slate);border-top:2px solid var(--coal);padding-top:1rem;margin-top:1.2rem}
details.shvfj-more{margin-top:.6rem;font-size:.95rem}
details.shvfj-more summary{cursor:pointer;color:var(--bay-deep);font-weight:600;min-height:44px;display:flex;align-items:center}

/* no-exam highlight */
.shvfj-noexam{background:var(--bay-wash);border:2px solid var(--coal);border-top-width:8px;border-radius:2px;padding:1.1rem 1.1rem .5rem;margin:0 0 1.5rem}
.shvfj-group--noexam{display:flex;flex-wrap:wrap;align-items:center;gap:.6rem;margin-top:0;font-size:2rem}
.shvfj-noexam-badge{display:inline-block;background:var(--coal);color:var(--brass-lt);font-family:var(--body);font-size:.85rem;letter-spacing:.1em;text-transform:uppercase;padding:.3rem .7rem;border-radius:2px}
.shvfj-noexam-note{margin-bottom:.9rem;color:var(--coal)}
.shvfj-result--noexam{border-left-color:var(--bay);background:var(--paper-hi)}
.shvfj-tag--noexam{background:var(--bay-deep);color:var(--cream);border-color:var(--bay-deep)}
.shvfj-tag--usually{background:var(--bay-wash);color:var(--coal);border-color:var(--coal)}
.shvfj-noexam-note+.shvfj-noexam-note{margin-top:1rem;padding-top:.9rem;border-top:2px dashed var(--coal)}

/* rates: the ledger page */
.shvfj-boardsec{padding:3.6rem .5rem}
.shvfj-board{background:var(--paper-hi);border-top:4px solid var(--coal);padding:1.4rem 1.6rem 1.2rem}
.shvfj-board .shvfj-rates-note p{color:var(--slate);font-size:1rem;max-width:46rem}
.shvfj-table-wrap{overflow-x:auto;-webkit-overflow-scrolling:touch}
.shvfj-table{width:100%;border-collapse:collapse;font-size:1.0625rem;font-variant-numeric:tabular-nums}
.shvfj-table th,.shvfj-table td{padding:.75rem .7rem;border-bottom:1px solid var(--rule);text-align:left}
.shvfj-table th{font-size:.82rem;text-transform:uppercase;letter-spacing:.1em;color:var(--brass-ink);font-weight:600;border-bottom:2px solid var(--coal)}
.shvfj-table td:first-child{font-weight:600}
.shvfj-table td:nth-child(2),.shvfj-table td:nth-child(3){font-family:var(--display);font-weight:600;font-size:1.7rem;line-height:1;color:var(--bay-deep)}
.shvfj-table tbody tr:nth-child(even) td{background:#F0F1EA}
.shvfj-table tbody tr:hover td{background:var(--bay-wash)}
@media (max-width:600px){.shvfj-board{padding:1rem .8rem .8rem}.shvfj-table th,.shvfj-table td{padding:.6rem .4rem}.shvfj-table td:nth-child(2),.shvfj-table td:nth-child(3){font-size:1.45rem}.shvfj-table th{font-size:.74rem;letter-spacing:.05em}}
.shvfj-article .shvfj-table{background:var(--paper-hi);border-top:4px solid var(--coal)}
.shvfj-article .shvfj-table td:nth-child(n){font-family:var(--body);font-size:1rem;font-weight:400;color:var(--coal)}

/* why */
.shvfj-why-text p{max-width:42rem;color:var(--cream)}
.shvfj-why-links{margin-top:1.4rem}
.shvfj-why-links p{display:flex;flex-wrap:wrap;align-items:center;gap:.6rem .7rem;max-width:none;font-weight:600}
.shvfj-why-links a{display:inline-flex;align-items:center;min-height:46px;padding:.4rem .95rem;background:var(--brass-btn);color:var(--coal);border-bottom:4px solid var(--brass);border-radius:2px;text-decoration:none;transition:transform .15s var(--ease)}
.shvfj-why-links a:hover{transform:translateY(-2px);background:var(--brass-lt);color:var(--coal)}
.shvfj-section--deep .shvfj-why-links a{color:var(--coal)}

/* learn: four numbered tokens */
.shvfj-learn{counter-reset:tok;grid-template-columns:repeat(2,1fr);gap:1.2rem}
@media (max-width:640px){.shvfj-learn{grid-template-columns:1fr}}
.shvfj-learn .shvfj-card{counter-increment:tok;position:relative;display:block;text-decoration:none;padding:1.4rem 1.4rem 1.5rem 5.6rem;transition:transform .15s var(--ease),background-color .2s}
.shvfj-learn .shvfj-card::before{content:counter(tok);position:absolute;left:1.2rem;top:1.3rem;display:grid;place-items:center;width:3rem;height:3rem;border-radius:50%;background:var(--brass-btn);border:2px solid var(--brass);box-shadow:inset 0 0 0 4px var(--brass-btn),inset 0 0 0 6px var(--brass);font-family:var(--display);font-weight:700;font-size:1.6rem;line-height:1;color:var(--coal)}
.shvfj-learn .shvfj-card h3{color:var(--coal);text-decoration:underline;text-decoration-color:var(--brass);text-decoration-thickness:3px;text-underline-offset:.15em}
.shvfj-learn .shvfj-card:hover{transform:translateY(-3px);background:#FBF1D2}
.shvfj-learn .shvfj-card p{color:var(--coal)}

/* articles, faq */
.shvfj-article{max-width:var(--measure);margin-inline:auto}
.shvfj-article figure{margin:0 0 1.8rem}
.shvfj-article figcaption{font-size:.9rem;color:var(--slate);margin-top:.5rem}
.shvfj-article figcaption a{color:var(--bay-deep)}
.shvfj-article img{border:3px solid var(--coal)}
.shvfj-article h1{margin-bottom:.3em;font-size:clamp(3rem,7vw,5.2rem)}
.shvfj-article h2{margin-top:1.6em;font-size:clamp(2.2rem,4vw,3rem)}
.shvfj-article .shvfj-lead{font-size:1.25rem}
.shvfj-article .shvfj-btn{margin-top:.4rem}
.shvfj-sources{font-size:.95rem;border-top:2px solid var(--coal);padding-top:1.1rem;margin-top:2.4rem}
.shvfj-sources ol{padding-left:1.3rem}
.shvfj-sources a{color:var(--bay-deep)}
.shvfj-faq details{background:var(--paper-hi);border-top:4px solid var(--coal);padding:0 1.2rem;margin:0 0 .9rem}
.shvfj-faq details[open]{background:#FBF1D2}
.shvfj-faq summary{cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:1rem;min-height:58px;padding:.7rem 0;font-weight:600;font-family:var(--display);font-size:1.7rem;line-height:1.05;text-transform:uppercase;list-style:none;color:var(--coal)}
.shvfj-faq summary::-webkit-details-marker{display:none}
.shvfj-faq summary::after{content:"+";flex:none;display:grid;place-items:center;width:2.3rem;height:2.3rem;border-radius:50%;background:var(--brass-btn);color:var(--coal);font-family:var(--body);font-weight:600;font-size:1.4rem;line-height:1}
.shvfj-faq details[open] summary::after{content:"\2212"}
.shvfj-faq details p{padding-bottom:.4rem}
.shvfj-calc{background:var(--paper-hi)}
.shvfj-calc output{font-family:var(--display);font-weight:700;font-size:3.4rem;line-height:1;display:block;margin-top:.7rem;color:var(--bay-deep)}
.shvfj-article .shvfj-card h2{margin-top:0}
.shvfj-apply-shell{background:var(--paper-hi);border-top:6px solid var(--coal);padding:1rem;min-height:600px}
.shvfj-apply-shell iframe{width:100%;border:0}
.shvfj-section--soft h1{max-width:10em}
.shvfj-section--soft .shvfj-wrap>.shvfj-eyebrow{margin-bottom:.8rem}

/* footer */
.shvfj-foot{background:var(--coal);color:var(--cream);padding:3.2rem 0 2.4rem;font-size:1rem;border-top:5px solid var(--brass-btn)}
.shvfj-foot-grid{display:grid;gap:1.6rem 2rem;grid-template-columns:2fr 1fr 1fr}
@media (max-width:700px){.shvfj-foot-grid{grid-template-columns:1fr}}
.shvfj-foot a{color:var(--cream)}
.shvfj-foot a:hover{color:var(--brass-lt)}
.shvfj-foot .shvfj-brand{color:var(--brass-lt)}
.shvfj-foot .shvfj-brand:hover{color:var(--cream)}
.shvfj-foot nav a{display:flex;align-items:center;min-height:44px}
.shvfj-foot nav strong{display:block;font-family:var(--display);font-weight:600;font-size:1.6rem;letter-spacing:.08em;text-transform:uppercase;color:var(--brass-lt);margin-bottom:.3rem}
.shvfj-foot p{color:var(--cream)}

[data-reveal]{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}